Preheat oven to 350F.
In a large bowl, sift together flours, baking soda, salt and spices.
On medium to low heat, cream together the butter and sugar. Once combined, set aside.
In a medium-sized bowl, mash bananas until soft desired consistency is achieved.
Peel and chop 1 - 2 apples into smaller sized chunks. Set aside.
Prepare non-dairy mixture. In a small bowl, combine non-dairy milk, apple cider and vanilla. Mix well.
Pour non-dairy mixture into mashed bananas. Mix well until fully combined.
Add chopped apples, mixing well. Optional: add chocolate chips.
Pour liquid banana mixture into dry ingredients. Mix well until fully combined.
Grease 8x4 loaf pan coating all interior sides.
Pour banana bread batter into loaf pan. Bake for 1 hour, checking at 55 minutes. You may have to cook for an additional 10 minutes.